★★★★★

“When we signed up with Lisa we thought we were getting a processing company with lower fees, what we actually got was an accounts receivable partner.”

Nathan, M&C Construction
Read more reviews
Free Savings Analysis

Stop paying credit card fees. I'll show you how.

Free analysis shows exactly what you're losing, and how to get it back — no commitment required.

CORRECTED
Monthly Statement
Your Business, LLC
Before → After
Processing fees$1,140.00
Monthly card fees$212.50
Statement & PCI fees$64.00
Your annual savingsEstimated with dual pricing
$0
Based on Xplor Pay averages Yours may be higher

“Every time a customer taps, swipes, or types in a card number, you're handing over a slice of that sale. Most business owners never see the number add up — until it's thousands of dollars a year, gone. I help you get that money back, without raising a single price.”

The Process

How the free analysis works

01

Send your statement

Send me a recent processing statement, or just book a 15-minute call. Either way, no strings attached.

02

Get the breakdown

I'll break down exactly what you're paying and why, in plain English, not processor jargon.

03

Start saving

I'll show you a program to eliminate most or all of it. If it's not a fit, you've lost nothing but a phone call.

By The Numbers

What businesses like yours are getting back

$0

Average savings per year when businesses share processing costs with customers

0%

Typical reduction in processing fees with dual pricing or surcharging, savings range 75–95%

Figures reflect Xplor Pay's published averages and vary by business. Your free analysis will show your actual numbers.

Lisa Hamby, The Credit Card Lady
About Lisa

The Credit Card Lady

“

I'm Lisa Hamby, and I've spent my career helping business owners stop overpaying for something they didn't even know they could fix. I work with Xplor Pay because their programs are straightforward, compliant, and built to actually save you money, not just move it around.

If you take card payments, there's a good chance you're leaving money on the table every single month. My job is to show you exactly where, and hand you a way to keep it.

Lisa Hamby
In Their Words

What business owners are saying

★★★★★

Lisa walked us through everything in plain language and found savings we didn't know existed. Our first corrected statement paid for a year's worth of coffee.

R
Reyes Family Diner
Restaurant
★★★★★

No pressure, no confusing contract talk. Just a clear breakdown of what we were paying and a better way to do it.

M
Maddox Auto Repair
Auto Services
★★★★★

Switching took less than a week and our customers barely noticed the change. The savings, on the other hand, we noticed immediately.

S
Sabine & Co. Salon
Salon & Spa

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Let's Talk Numbers

Ready to stop overpaying?

Book a free, no-obligation savings analysis. Most business owners are surprised by what they find.